About The Founder
Hi, I’m Charles Manih, and I live in the beautiful city of San Diego, where I enjoy the incredible California weather. But it hasn’t always been this way, I’ve called many places home, from New Jersey and Toronto to Spain, Switzerland, Qatar, Greece, and Lebanon. My friends affectionately call me the “global citizen,” a title I wear with pride.
My passion for finance and investing sparked years ago, inspiring me to pivot from a career in engineering to one in finance. To master the world of business, finance, and investment, I earned an MBA, became a Certified Management Accountant (CMA), and achieved the Chartered Financial Analyst (CFA) designation. As a long-term investor, I’ve spent my career helping companies and individuals gain clarity about their financial health and organize their finances effectively.
Throughout my diverse life experiences, I’ve been struck by how many people shy away from investing in the financial markets, whether out of fear, the misconception that it’s only for the ultra-wealthy, or the belief that the process is too complicated. I’ve made it my personal mission to educate those around me about the power of investing and the magic of compounding. I firmly believe that long-term investing, when done thoughtfully with proper risk management, is a safe and effective way to build and preserve wealth.
In 2021, after countless friends and acquaintances turned to me for financial guidance, I decided to make it official. That’s when I founded Xpand Investment, a boutique registered investment advisory firm. My mission is simple yet ambitious: to demystify the investment process and make it accessible to everyone, regardless of age, wealth, or experience level. This is my brief story, and I’d love to hear yours.
About Xpand Investment
Xpand Investment is a California-registered investment advisory firm, serving clients nationwide wherever exempted. As a fiduciary, we are legally and ethically committed to putting our clients' best interests first, always.
We operate as a fee-only advisor, meaning our compensation comes solely from our clients, with no hidden fees or commissions for selling investment products. This ensures complete transparency and eliminates conflicts of interest, allowing us to provide unbiased, personalized financial guidance tailored to your goals. At Xpand Investment, our mission is to make investing simple, accessible to everyone, and aligned with your long-term success.
Pricing and Fees
Transparent pricing, we ensure clarity in all pricing and fee arrangements for our clients.
Financial Planning Fees
Our financial planning fee is based on the complexity of your unique financial situation. It starts at $2,000 and typically falls between $2,000 and $5,000, depending on the level of detail and analysis required.
Investment Management Fees
Our asset management fees are based on a percentage of Assets Under Management (AUM), ensuring our interests are aligned with yours, we succeed when you succeed. Our fee structure is as follows:
First $50,000 – 1.20%
Next $50,000 ($50,001 – $100,000) – 1.10%
Next $400,000 ($100,001 – $500,000) – 0.90%
Next $500,000 ($500,001 – $1,000,000) – 0.70%
Next $4,000,000 ($1,000,001 – $5,000,000) – 0.45%
Above $5,000,000 – 0.25%
As a fee-only fiduciary, we do not earn commissions or hidden fees, ensuring our focus remains solely on managing your investments in your best interest. Our goal is to provide transparent, strategic, and personalized asset management to help you grow and protect your wealth.
