Financial Planning & Investment Management, Built Around You.
OUR CORE SERVICES
From managing your investments to planning for retirement, we bring every aspect of your financial life together through personalized, comprehensive financial guidance.
Comprehensive Financial Planning
Investment Management
Retirement Planning
Tax-Aware Wealth Strategies
Create a coordinated financial plan covering retirement, cash flow, education, insurance, estate considerations, and your family's long-term goals.
Build and manage a diversified portfolio aligned with your financial goals, time horizon, and risk tolerance through disciplined, tax-aware investment strategies.
Prepare for retirement with personalized strategies for savings, Social Security, retirement income, and tax-efficient withdrawals.
Integrate tax-efficient investing, retirement distributions, and wealth-transfer considerations into your financial plan to help manage taxes and preserve wealth.
OUR COMMITMENT
Transparent, Fee-Only Financial Advice
Clear Advisory Fees
Our fees are transparent and based on the services you receive, whether investment management, comprehensive financial planning, or hourly financial advice.
Clear fees. Independent advice. Your interests first.
Advice Without Commissions
As a fee-only fiduciary, we do not earn commissions from the financial products we recommend. Our advice is guided by your financial goals and best interests, not product sales.
At Xpand, we believe financial advice should be transparent and aligned with your best interests. As a fee-only fiduciary, we are compensated directly by our clients, not through commissions or financial product sales.
Investment Management Fees
Our annual advisory fees are calculated progressively across five asset tiers and billed monthly in arrears based on the assets we manage for you.
1.50%
First $50,000
1.15%
Next $50,000
0.75%
Next $400,000
0.55%
Next $500,000
0.40%
Above $1,000,000
Comprehensive Financial Planning
Hourly Financial Advice
$4,000-6,000
One-Time Planning Fee
$200 / hour
Advice When You Need It
A personalized financial roadmap covering retirement, cash flow, education planning, investment strategies, insurance, tax considerations, and estate planning considerations, all coordinated around your financial goals.
Get professional guidance on specific financial questions, investment decisions, retirement planning, or portfolio reviews, without committing to ongoing investment management.
Each rate applies only to the assets within its respective tier. For example, reaching a higher asset tier does not change the rate applied to assets in the preceding tiers.
Investment management fees are annual rates applied progressively to assets under management and billed monthly in arrears. Additional expenses, including brokerage fees, fund expenses, and other third-party charges, may apply.